Asset Insurance Coverage

Farming is a unique and challenging profession that requires special skills and patience. At ALJ Insurance, we recognize the vital role that farmers play in our society and offer insurance coverage specifically tailored to their unique needs. Our comprehensive coverage options protect against a range of risks, including crop damage, livestock loss, and farm equipment damage. With our specialized coverage, farmers can have peace of mind knowing that they are protected against unforeseen events and can focus on the success and sustainability of their operations.

Asset Insurance Options

Property Insurance

Covers of theft, fuelling errors, damages, fire liability, and pivot irrigation settlement.

  • Cover for the theft of electricity cables or water pipes
  • Cover for the refuelling of your car with the incorrect fuel
  • Cover for the damage to your tyres (limited)
  • Cover for pumps on river banks against storm damage
  • Cover for damage that you are legally liable for in the event of a fire starting on your farm and spreading to the neighbouring farm
  • The settlement of pivot irrigation systems on replacement value
Car Insurance 

We cover your cars, bakkies, trucks, trailers, tractors, combines and farm implements

  • Comprehensive cover
  • Third-party, fire and theft
  • Third-party only
Liability Insurance 

If you are at risk of people getting injured on your farm or 3rd party property by you or your employees.

  • Cover for the theft of electricity cables or water pipes
  • Cover for the refuelling of your car with the incorrect fuel
  • Cover for the damage to your tyres (limited)
  • Cover for pumps on river banks against storm damage
  • Cover for damage that you are legally liable for in the event of a fire starting on your farm and spreading to the neighbouring farm
  • The settlement of pivot irrigation systems on replacement value

Additional Cover

As farmers or producers you can take extra insurance to cover against:
Employees stealing your property and death of you or your farm worker.

Other Sections

The following cover is available to you at your request at an additional premium.
Cover for goods being transported
Accidental damage cover for pivot irrigation systems
Guesthouses
Watercraft insurance
Cover for your veld being destroyed by a fire
Extended cover for your 4 x 4
Death of your livestock
Vine insurance