Comprehensive Vehicle Insurance Coverage

ALJ Insurance offers a comprehensive range of vehicle insurance products, providing you with complete peace of mind for your personal vehicle. Our coverage options ensure that you have adequate protection against unexpected events such as accidents, theft, and damage, so you can enjoy the open road with confidence. Trust ALJ Insurance to provide the coverage you need to safeguard your vehicle and enjoy worry-free driving.

Vehicle Insurance Cover Options


Comprehensive car insurance that ensures the policyholder receives a fixed amount if their car is written off or stolen. It covers accidental loss or damage to the vehicle.


Accidental loss of damage to a vehicle, including third party liability. Valid if the loss or damage is as a result of fire, lighting, theft or attempted theft.

Third Party Only

Third party only insurance covers the amount for which they may be legally liable to a third party in case the liability relates to the insured vehicle.

Guaranteed Value Insurance

Guaranteed value insurance creates an expectaion on the compensation value if your car is written off or stolen.

Itprovides a specific and predetermined amount of compensation to the policyholder in case of a total loss, which removes uncertainty around what to expect as compensation. This type of insurance also eliminates the potential for conflict between the policyholder and the insurer in determining the value of the lost vehicle. Moreover, since the amount of compensation is already established, the claims process is expedited, allowing for a quicker resolution of the claim.

Comprehensive vehicle insurance includes the following benefits:

We offer a range of insurance solutions specifically designed for traveler’s. Our coverage includes protection for trip cancellations, delays, and interruptions, as well as medical expenses incurred during your travels. We also cover lost or stolen luggage and personal belongings, ensuring that you’re not left without your essential items. Our travel insurance coverage is customisable, allowing you to choose the protection that best suits your travel needs.